SXS Insurance

SandTrap

SandTrap

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So I got a question for you all.. Who do you use for your SXS insurance? My son just bought a 2020 Polaris Turbo S and needs Insurance. I went on Geico and man rates have jumped up from the last time I had insurance on my can am. Geico wants 1300 a year to cover it. Progressive wants 1900 a year to cover it..

Any other ideas?
BTW I should of stated we are in Ca.. so I know CA insurance is going up everywhere
 
I went with Geico 1000 bucks a Year
 
Our Pro R was $485.78 for the year through Geico with the following:

Bodily Injury Liability
Each Person/Each Occurrence $100,000/$300,000
Property Damage Liability $100,000
Uninsured Motorists
Each Person/Each Occurrence $100,000/$300,000
Underinsured Motorist
Each Person/Each Occurrence Insured Rejects
Comprehensive (Excluding Collision) $1,000 Ded
Collision $1,000 Ded
 
madweazl said:
Our Pro R was $485.78 for the year through Geico with the following:

Bodily Injury Liability
Each Person/Each Occurrence $100,000/$300,000
Property Damage Liability $100,000
Uninsured Motorists
Each Person/Each Occurrence $100,000/$300,000
Underinsured Motorist
Each Person/Each Occurrence Insured Rejects
Comprehensive (Excluding Collision) $1,000 Ded
Collision $1,000 Ded
Click to expand...
Thats alot cheaper than the 1055 a year we had to get through Geico
 
tread is almost a year old but rather start a new one was hoping to maybe piggy back off this one.
in CA 2021 turbo s 4 seat. was just told today by state farm that rates are going up 97% on off road policies, this would be an additional $800 a year for insurance. i think im paying something like $84 a month now. but September that will almost double.
has anyone done any shopping recently?
 
My car is paid off so that is a big reason I went with dropping my insurance down to Fire/ Theft and what the minimum required to be able to drive it part time on the road here in Az. If I crash in the dunes I will self-insure my car out of my "Funco" account. It was the only way for it to make dollars and sense.
 
2025 Pro R $1,050 a year offroad/ street coverage in AZ though.
 
MWB said:
My car is paid off so that is a big reason I went with dropping my insurance down to Fire/ Theft and what the minimum required to be able to drive it part time on the road here in Az. If I crash in the dunes I will self-insure my car out of my "Funco" account. It was the only way for it to make dollars and sense.
Click to expand...
mine is paid off as well, this was my thought, just switch to just a total loss like fire and theft with a higher deductible.
 
random update, i went with allstate, $402 for 6 months, i went will less on the medical side of coverage and lower $250 deductible for comp and collision.
geico was just a little more at $450. saving me alot from statefarm, nearly half.
 
States Farm just double my rate to be effective in Sept - up to $1,789 - it was already high last year but I didn't have time to shop so I just went with it. When I got the notice to double and be $1,789 my first call was to my boat insurance agent Nikki Bostwick at Foremost - $341. it is a bit older 2018 turbo 4 but I've got a ton of add ons and stated value policy.
 
BW Willy said:
States Farm just double my rate to be effective in Sept - up to $1,789 - it was already high last year but I didn't have time to shop so I just went with it. When I got the notice to double and be $1,789 my first call was to my boat insurance agent Nikki Bostwick at Foremost - $341. it is a bit older 2018 turbo 4 but I've got a ton of add ons and stated value policy.
Click to expand...
i had state farm, thats why i switched as its about to double. mine is a 2021 turbo S 4 seat. i dont have alot of add ons i think i put on the policy an extra 5k in extras.
 
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